Construction Program

Insurance needs for the construction industry are evolving and more often include the need for pollution and/or professional liability to meet contractual requirements, address exposures and protect assets.

We have a team of specialists solely dedicated to contracting and construction risks. Our team provides the experience and leverage with carriers to help you deliver comprehensive and cost-effective solutions for your clients in the construction industry, including trade contractors, general contractors, construction managers and design-build contractors.

Contractors Pollution Liability

Contractors Pollution Liability provides third-party coverage for bodily injury, property damage, defense expenses and clean-up costs for pollution conditions arising from covered contracting operations performed by or on behalf of the insured.

Combined Contractors Pollution/Professional Liability
(CPL/PL)

Contractors Pollution/Professional Liability provides coverage for pollution conditions arising from covered contracting operations and coverage for economic damages resulting from errors & omissions liability in the rendering or failure to render professional services.

OCIP/CCIP
(Pollution Only)

Owner controlled insurance programs (OCIPs) or contractor controlled insurance programs (CCIPs) provide uniform pollution coverage and limits of liability for the owner/contractor and all participating contractors working on a project.

Online CPL Program

Our online Contractors Pollution Liability (CPL) program is a state-of-the-art platform where multiple A-rated carriers are competing for your business. It provides instant bindable quotes on virtually all contracting classes, with options available for both annual and project-specific policies. We worked side-by-side with our partner carriers to automate the quote-bind-policy process, to lower the cost of underwriting and deliver reduced premiums. Our program offers:

One simplified application accepted by all online carriers
Coverage analysis to compare quote options side-by-side
Multiple limit and deductible options

Coverage enhancements can include:

Non-owned disposal site liability
Transportation pollution liability
Mold
Blanket additional insured
Blanket primary/non-contributory wording
Blanket waiver of subrogation
Completed operations coverage
Sudden and accidental coverage for owned/leased locations
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